When you save energy, you save money on your electricity bill. But that’s not the only way you can save. The federal government offers tax credits for everything from insulation to energy-efficient cooling systems. There are also offers, rebates, and incentives that come from a variety of different sources. And there are even special loan opportunities to help you make energy-efficient improvements. Sound interesting? Check out the list below to get the details.

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1. Learn About Federal Tax Credits

Before you upgrade any part of your home for energy efficiency, see if you qualify for federal tax credits. You could save on upgrades to your insulation, windows, doors, air conditioners, furnaces, boilers, and water heaters. And you could save even more with a renewable energy system — up to 30% of the cost!

2. Find Out About Special Offers

Besides federal and state incentives, some ENERGY STAR® partners occasionally sponsor special offers such as sales tax exemptions, credits, or rebates for qualified products.  They might also offer recycling incentives for the proper disposal of old products. Use this tool to see what’s available in your zip code.

3. Ask About Financing Offers

The Federal Housing Administration has a program that helps homebuyers and homeowners finance the cost of energy-saving improvements by offering government-insured mortgage or refinancing loans. It’s called the Energy Efficient Mortgage (EEM) program. Visit their site to see if you qualify.

4. Don't Forget the Paperwork

Remember, especially when you’re dealing with tax credits, that you need to save your receipts, the Manufacturer’s Certification Statement, and a copy of your signed IRS application form for your files. For energy-efficiency and renewable energy credits, you’ll need Form 5695 — which you can get right here.